of  Ronald H. Surabian

​        781-233-4444





 1.     Copy of birth certificate;

2.     Copy of marriage certificate (if currently married);

3.     Copy of Naturalization papers, if applicable;

4.     Copies of life insurance policies and statements verifying cash                     surrender values.

      In Addition You should contact the insurance company  request:

1) the cash surrender value,

2)a transfer of ownership form, and

3)a form to surrender the policy.         

       Because the surrender value is counted as an asset, we frequently transfer the policy to a funeral home as part of a prepaid funeral, or in certain circumstances recommend cashing the policy in. It helps to request all of these forms at one time;

5.     Copies of any real estate deeds;

6.     Copy of most recent property tax bill and mortgage bill, if any;

7.     Copies of any trusts;

8.     Copies of bank account, stock, bond, IRA and annuity statements going back at least 24 months, they may ask for up to 60 months;

9.     Explanation of any deposits or withdrawals of $1,000 or more, Because MassHealth will ask for copies of checks and explanation of deposits in excess of $1,000, it helps if you get started on this right away;

10.   Copy of Social Security card and check, bank statement or other statement showing current Social Security benefit for applicant (and spouse);

11.   Copies of the front and back of all health insurance cards including Medicare and any supplemental policies AND a copy of the most recent premium invoice;

12.   If applicant rents, a copy of most recent rent receipt;

13.   Copy of homeowners/renters insurance;

14.   Copy of monthly income checks, or statement from income sources (Social Security, pensions, etc.) to verify gross income and monthly deductions;

15.   Listing of all contents of safe deposit box;

16.   Copy of automobile registration;

17.   Copy of burial/funeral arrangements, if any;

18.   Copies of income tax returns for last two years, if any